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Ehsaas Kafaalat Program (BISP)

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Ehsaas Kafaalat Program (BISP)

Ever wondered what life is like for those less fortunate in Pakistan? Wonder no more. The Ehsaas Kafaalat Program launched last year is putting money directly into the hands of millions of vulnerable women across the country. This government initiative provides cash stipends to women in need so they can support their families.

A program that actually helps those in need rather than lining politicians’ pockets? Believe it. The Ehsaas Kafaalat Program is the real deal. Run by the Benazir Income Support Program (BISP), the program aims to empower women and improve the lives of their families. Over 5 million women are receiving payments of Rs. 2,000 each month.

For these women, this money means being able to feed their children, pay for essential medicines, and keep a roof over their heads. While Rs. 2,000 may not seem like a lot, for these families living in extreme poverty it can make a huge difference. The Ehsaas Kafaalat Program is changing lives, one payment at a time. Who would have thought the government would launch such an impactful initiative? 2020 is looking up.

What Is the Ehsaas Kafaalat Program (BISP)?

The Ehsaas Kafaalat Program (EKP), formerly known as the Benazir Income Support Program (BISP), is Pakistan’s largest social safety net. It provides unconditional cash transfers to over 5.7 million of the country’s poorest women.

The program aims to provide financial assistance and welfare to disadvantaged families so they can meet basic needs like food, clothing, and shelter. Cash transfers of Rs.2000 are deposited into enrolled women’s bank accounts every two months.

To qualify for the EKP, families must meet certain poverty criteria. Households with a monthly income below a predetermined threshold, little to no assets, and at least one child under 18 are given priority. The program uses a proxy means test to determine eligibility based on household demographics, location, and asset ownership.

Enrolled women, known as ‘beneficiaries,’ must ensure their child’s vaccinations and attendance in school are up to date to continue receiving funds. The program incentivizes human capital development and aims to empower women by giving them control of the cash transfers.

The EKP represents the government’s commitment to helping the underprivileged. It provides a social safety net so the poorest families can meet essential needs and invest in their children’s health, nutrition, and education. The program promotes women’s financial inclusion by facilitating the opening of bank accounts in the names of female heads of households.

Overall, the Ehsaas Kafaalat Program aims to reduce poverty and empower disadvantaged women through unconditional cash assistance, financial services access, and human development incentives. The program provides the means for the poorest families to build better lives and invest in their children’s futures.

Eligibility Criteria for the Ehsaas Kafaalat Program

To qualify for the Ehsaas Kafaalat program, you must meet certain criteria. Here are the basics:

You must be a Pakistani citizen and hold a valid CNIC. Families with a monthly income of less than Rs.45,000 are eligible to apply. Priority will be given to widows, orphans, and the disabled.

The program targets disadvantaged women across Pakistan. To qualify as the primary beneficiary, you must be:

  • A mother with children under 18
  • -A widow with children under 18
  • -A woman with a disability
  • As the primary beneficiary, you will receive a debit card loaded with Rs.2,000 each month to help meet essential needs.

To register, head to your nearest Ehsaas Registration Center with the following documents:

  • Your CNIC
  • CNICs of family members
  • Birth certificates of children under 18
  • Proof of disability (if applicable)
  • Proof of widowhood (if applicable)
  • Proof of monthly income (salary slips, business records, etc.)

The registration process is free of charge. Ehsaas officials will verify your details and income status to determine your eligibility. If selected, your family will undergo a poverty scorecard survey.

The Ehsaas Kafaalat program aims to empower disadvantaged women and support needy families. By meeting the criteria and providing the necessary documents, you can gain access to the monthly stipend and give your family greater financial stability. This program is life-changing for so many, so don’t hesitate to apply!

How to Apply for Ehsaas Kafaalat Program?

To apply for the Ehsaas Kafaalat Program, here are the steps you need to take:

 1. Check Your Eligibility

Households with a monthly income under Rs. 17,000 and with children under 18 are eligible to apply. You must provide valid CNICs for the head of household and spouse, as well as B-forms for any children under 18.

 2. Register and Obtain an Application Form

  • You can register and obtain an application form in several ways:
  • Visit your nearest Ehsaas Center or camp to register in person and get the form.
  • Call the Ehsaas Kafaalat helpline at 08000-26477 to register by phone and have a form mailed to you.
  • Download the form from the Ehsaas Kafaalat website and register online or by calling the helpline.

 3. Submit Your Completed Application

  • Once you have filled out the application form with the required information and documents, you need to submit it.
    Return the completed form to your nearest Ehsaas Center or camp.
  • Mail the completed form along with copies of required CNICs and B-forms to the address specified on the form.
  • Submit the application online through the Ehsaas Kafaalat web portal. Upload scans of the required documents.

 4. Application Review and Approval

After submitting your application, it will be reviewed and verified. If approved, your household will be enrolled in the program. You will receive an SMS notification about the status of your application and next steps to obtain the Kafaalat debit card if approved. The card can then be used to withdraw the monthly cash stipend amount for your household.

Be sure to provide accurate information and the requested documentation to avoid delays or rejection of your application. Best of luck applying for this program which aims to provide financial assistance and support for the most vulnerable members of society.

Documents Required to Apply for Ehsaas Kafaalat Program

To apply for the Ehsaas Kafaalat Program, you will need to provide certain documents to verify your eligibility. The required documents are:

CNIC

You will need a copy of your valid Computerized National Identity Card (CNIC). The CNIC should belong to the beneficiary woman who is applying for the program.

Form B

You will have to fill out and submit Form B, which is the application form for the Ehsaas Kafaalat Program. Make sure all sections of the form are completed and the information provided is accurate. The form requires basic details like your CNIC number, name, address, marital status, number of children, etc.

Birth Certificates

You will need to provide copies of birth certificates for all unmarried children under the age of 18 years. The birth certificates should list the beneficiary woman as the mother.

Disability Certificates

If any of the unmarried children under 18 years of age have a disability, you will need to submit copies of valid disability certificates for them, issued by a government hospital.

Death Certificates

In case the spouse (husband) has passed away, you will need to provide copies of the death certificate to verify the marital status.

Income Documents

You may need to provide income statements or documents to verify that your household income meets the eligibility criteria for the program, which is below the poverty line. Documents like pay slips, bank statements, etc. may be required.

The required documents must be provided at the time of applying for the Ehsaas Kafaalat Program at designated Ehsaas centers. Make copies of all original documents before submitting them with your application. Providing the necessary documentation will help to verify your eligibility and ensure your application is processed smoothly.

FAQ About the Ehsaas Kafaalat Program

The Ehsaas Kafaalat Program aims to empower disadvantaged women through financial inclusion and access to digital banking services. If you have questions about how the program works or how to enroll, here are some frequently asked questions and answers:

Who is eligible for the Ehsaas Kafaalat Program?

  • Women from disadvantaged households are eligible, specifically:
  • Widows
  • Divorcees
  • Households with no adult male members (no source of income)
  • Households with no able-bodied adult members
  • Households with a monthly income below the Ehsaas poverty threshold
  • How can I enroll in the EKP?
  • You can enroll in the EKP through the following steps:
  • Visit your nearest Ehsaas Center
  • Provide your CNIC and necessary eligibility documents
  • Your information will be verified through NADRA records
  • If deemed eligible, you will be enrolled and provided a subsidy of Rs. 2,000 per month through a special Ehsaas digital wallet

How will I receive payments through the EKP?

Once enrolled, you will receive a special Ehsaas digital wallet. Funds will be disbursed into your wallet every month. You can then use your wallet to purchase goods and services through participating merchants and retailers. The wallet aims to promote financial inclusion by providing you access to digital transactions and banking services.

What if I have more questions?

You can contact the Ehsaas Call Center at 0800-26477 for any additional questions about enrolling or participating in the Ehsaas Kafaalat Program. The call center provides information and support in Urdu and local languages. You can also visit your nearest Ehsaas Center or Tehsil Office for in-person support.

Conclusion

So there you have it, the Ehsaas Kafaalat Program is working to empower the disadvantaged in Pakistan. While the program is still new, the initial results show it’s helping many families gain financial security and provide better futures for their children. If you know someone in need, encourage them to apply and take advantage of this opportunity. Every little bit helps, and together we can work to overcome poverty one family at a time. Though the road ahead is long, programs like EKP give us hope that positive change is possible when we make the effort to uplift and support each other.

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